Cap Horizon 
 

 Cap Horizon 

cap horizon 

Build now your capital of tomorrow 

 

Do you wish to gradually build up a capital, benefit from a better return on the opportunities offered by the financial markets while benefiting from life insurance advantages? CAP HORIZON is a life insurance investment subscribed with SGBL Insurance.
Face the future with confidence
  • Now you can finance your projects, plan your retirement, build your wealth while taking advantage of the diversity of financial markets
  • Choose between the 3 investment strategies and benefit from the expertise of our portfolio management specialists:
    • Defensive Strategy, to maintain the least risk on your savings
    • Harmonized Strategy to valorize your assets
    • Dynamic Strategy to optimize your plan according to your project

 

  • Set your scheduled monthly payments at inception (starting from USD 100), carry out an initial optional payment (minimum USD 1000) and free optional payments at any time with a minimum of USD 200 (USD 50 per strategy).
  • Availability of savings at any time with exit fees equal to 2.5% of the balance with a minimum of 50 USD before 3 years and 0.5% of the balance after 3 years.
Secure your family

Benefit from a life insurance program with two coverage types:

 

 

  • Standard 
    • During his life the insured receives the revalued savings at contract maturity
    • In case of death from all causes, the beneficiary receives the amount agreed upon (between USD 10,000 and USD 50,000) plus the revalued savings, at the reported date of death
    • In case of total and permanent disability from all causes, the insured receives the amount agreed upon (between USD 10,000 and USD 50,000) plus the revalued savings, at the reported date of disability

 

  • Optional 

     

    • During his life the insured receives the revalued savings at contract maturity
    • In case of accidental death, the beneficiary receives double the amount set at the adhesion in addition to the revalued savings
    • In case of accidental permanent total disability, the insured receives double the amount set at the adhesion in addition to the revalued savings
    • In case of accidental permanent partial disability, the insured receives a percentage of the amount set at the adhesion according to a predetermined scale. 
More info
  • Possibility of choosing between a number of strategies as well as arbitration between different strategies
  • Subscribers should be between 18 and 65 years old at maturity
  • Choice to extend the contract until 65 years of age or collect savings at maturity
  • Strategies performance could be checked on www.sogecapliban.com
 
 
 

© SGBL 2011 netways
List of banks N° 19, Decree N° 2496, dated 13/08/1953